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lumi, Small business funding without the guesswork. Business loans up to $250k on flexible terms. At Lumi, we don't believe in surprises. (at least, not when it comes to finance). Instead, we provide simple access to structured finance. Offering both loans and lines of credit, Lumi can help give your venture the financial boost it needs. No guesswork, no hassles, no reading between the lines. Just totally transparent loans to help you get ahead.