Asset Management

Startups

Morpho is a new protocol that improves the capital-efficiency of AAVE or Compound whilst preserving the same liquidity and risk guarantees.

Morpho Labs

Decentralized exchange and conversion of digital assets, api for payments and derivatives.

Kyber Network

Bloqboard — borrow, lend, settle and manage loans backed by digital assets on the Ethereum blockchain. Relayer for decentralized lending protocols. Provides traders and market makers ability to borrow and lend tokens peer-to-peer or from a liquidity pool.

Bloqboard

Your DEX Dashboard. By aggregating the liquidity of the top decentralized exchanges, Totle is the most convenient ERC-20 token trading platform. Trustless trading is now accessible.

Crypto Investing for the Rest of Us. We’re on a mission to bring crypto investing to the mainstream. Our first product takes the hassle out of decentralized trading. By aggregating order books from across the largest decentralized exchanges, trades are instant, liquid, and secure.  

Built by seasoned crypto investors, entrepreneurs, and technologists, Totle is launching the most intuitive non-custodial platform for managing digital asset portfolios.  Hold your keys, not the bag.

Totle

Spectral Finance is on-chain credit scoring system and novel collateral subsidization model, to solving undercollateralized loans in DeFi without doxing a user’s identity while incorporating practical recourse measures.

Spectral Finance benefits from the first-mover advantage. They are aiming to tackle on-chain credit assessments and undercollateralized lending primarily on-chain and without doxing their users.

Spectral Finance is developing a — first-of-its-kind — credit risk oracle and loan underwriter that will serve as a middleware solution for the entire DeFi ecosystem, namely the credit markets. The credit ratings generated by Spectral will determine the amount of collateral required by a user.

Spectral’s credit ratings are determined by three factors:

On-chain financial history in DeFi
Credit delegation by other users
Off-chain data points (optional)

Empowered by Spectral, borrowers will now be able to purchase under-collateralized loans from leading DeFi protocols such as Aave or Compound. By doing so, Spectral leverages the robustness and supply-side network effects of the existing DeFi credit markets to optimize capital efficiency.

The Spectral protocol will be responsible for posting the collateral needed to service the over-collateralization ratio required by most DeFi lending protocols.

Spectral will manage its own liquidity pool. Liquidity providers are motivated to provide the financial capital needed to post collateral, in return for an interest rate that corresponds with a borrowers credit risk.

Spectral Finance

Marble, an open-source bank on the Ethereum blockchain. The Marble smart contract owns Ether and tokens and makes its funds available to provably fair, low-risk protocols that require a lender.

The first of these integrations, a concept we’re calling flash lending, is deployed to the Ethereum mainnet in public beta.

Flash lending lets anyone borrow Ether and ERC20 tokens to take advantage of arbitrage opportunities on Ethereum. A smart contract can execute any arbitrary code after borrowing as long as the funds are returned to the bank within the scope of the same transaction. While simple in design, this allows developers to easily profit from inefficiencies in the prices of Ethereum assets without using their own capital.

For example, it’s possible to use flash lending to make arbitrage trades on decentralized exchanges. There are now several DEXs on Ethereum such as 0x, Bancor, and Kyber, which often have small price differences. With flash lending, a trader can borrow from the Marble bank, buy a token on one DEX, sell the token on another DEX for a higher price, repay the bank, and pocket the arbitrage profit all in a single atomic transaction.

Decentralized exchanges still account for only a very small percentage of overall trading volume of cryptoassets. Arbitrage trading creates liquidity and improves price discovery, which is an important step towards making decentralized exchanges more usable. Flash lending makes arbitrage trading more accessible by empowering traders to earn arbitrage profits without risking their own capital.

The smart contracts are deployed to the Ethereum mainnet in public beta. Visit our repo for a technical overview of our implementation. The bank currently has a balance of 2 Ether, which serves as a bug bounty. We’re excited to support a developer ecosystem, so if you are building a project that can leverage flash lending, please let us know! This might include an arbitrage bot, support for a new exchange (or for auctions, token sets, etc.), or something we haven’t even thought of yet.

We’re building Marble in a modular way, so that it can act as a generic on-chain lender in diverse use cases, such as margin trading and collateralized loans.

Marble

Matcha, a better way to swap Ethereum token, your new home for fast, secure token trading! 

There is an exciting opportunity to create a new trading platform that will usher in the next wave of users into the DEX & greater DeFi ecosystem. It is built to feel natural, intuitive, and highlight the convenience of p2p crypto trading.

Matcha

Goldfinch is a lending protocol for underserved global markets, co-founded by Blake West.

Goldfinch

Yam is an experimental protocol building upon the most exciting innovations in programmable money and governance. Built by a team of DeFi natives, it seeks to create:

• an elastic supply to seek eventual price stability
• a governable treasury to further support stability
• fully on-chain governance to enable decentralized control and evolution from Day 1
• a fair distribution mechanism that incentivizes key community members to actively take the reins of governance

At its core, YAM is an elastic supply cryptocurrency, which expands and contracts its supply in response to market conditions, initially targeting 1 USD per YAM. This stability mechanism includes one key addition to existing elastic supply models such as Ampleforth: a portion of each supply expansion is used to buy yCurve (a high-yield USD-denominated stablecoin) and add it to the Yam treasury, which is controlled via Yam community governance.

We have built Yam to be a minimally viable monetary experiment, and at launch there will be zero value in the YAM token. After deployment, it is entirely dependent upon YAM holders to determine its value and future development. We have employed a fork of the Compound governance module, which will ensure all updates to the Yam protocol happen entirely on-chain through community voting.

Yam Finance

yBorrow, Credit delegation built on Aave. Supports smart contract to smart contract. Delegate to a yVault and farm yield with the borrowing asset you prefer. It is an internal tool enabling credit delegation for smart contract to smart contract lending.

Morpho Labs

Supply and Borrow tokens with improved APY and high liquidity.

Morpho Labs Introduction

Morpho Labs Related