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Umoja is an asset-hedging protocol that automates minimizing cryptocurrency exposure risk, enabling anyone to protect themselves from market losses. It enables anyone to affordably hedge the exposure risk of fiat, crypto, and real world assets. With Umoja, user can rely on: Unbeatable Pricing, Simple Protection Process, Opt-Out Flexibility, Low Counterparty Risk. Built by alumni from Goldman Sachs, CosenSys, Plaid, and Amazon, Umoja's vision is to enable anyone to hedge the risk of any asset, affordably protecting retail, sophisticated, and enterprise investors from market losses.